A couple of days ago, Greg, at Almost Iowa, explored reasons why he was broke when he doesn’t make substantial purchases or live too crazy beyond his means. I laughed because I could completely relate.
Neither am I making extravagant purchases, yet… huh, why don’t I have any money? And why are my credit cards high? What did I buy?
It’s the Del Taco (cheap burritos that I convince myself are somewhat healthy for the kids – because they have beans…better than McDonald’s cheeseburgers, right?), Chipotle (damn steak bowls), Walmarts and Targets. (Let’s go there and save money – just need this- and this, and this too…walk out with full basket.) Then I return home and my husband inquires:
“What the heck happened. Did we really need all that?”
As I gaze over to the several, and I mean several boxes of girl scout cookies he just purchased and promised to buy more.
“Well, we know several girl scouts and I couldn’t just buy one box from each of them.”
Yes- God forbid. Let me buy 3 from you, and 3 from you, and I’ll run home and get more cash for you. One year, I opened our pantry to find an entire shelf of GS cookies. It looked like we were selling them. But those coconut ones are soooo goooood and were gone faster than a blink.
Then Greg touched upon utilizing coins. OMG. The schools have been doing these “coin drives,” one week each school year, Monday they bring in all their pennies, Tuesday all their nickels, then dimes, then quarters. I told my children the past couple of years NO… don’t take our money from the laundry room … we need to use that pile of coins to buy your lunches and maybe dinner. Currently, we are the needy.
Money is money, right? So why is that we feel (or I feel) the need to apologize as I’m counting out my change to the attendant and say:
“Hey, let’s use coins. They are weighing down my purse.”
“Wait, don’t take that dime… I got 10 pennies!”
(sheepish grin / embarrassed laugh, so sorry.) Hey- if I had a 50cent paper roll, I’d pay you 50cents via a roll of pennies! Because, seriously, I have a stock pile of them.
“oh, that’s okay, mam. We need the change…and pennies too. Really. Okay, let’s count this all out.”
I’m never sure if they are being sincere.